BUBBA

(First, let me be clear that I have no problems with Rednecks since I am one. The definition of a redneck is as follows: redneck - from the characteristic sunburned neck acquired in the fields by farm laborers. /slang/ a poor, white, rural resident of the South. In other words, a redneck is someone who works out-of-doors for a living and helps to feed the rest of the world. Certainly nothing wrong with that!)

A Redneck from Texas walked into a bank in New York City and asked for
the loan officer. He told the loan officer that he was going to Bakersfield
on business for two weeks and needed to borrow $5,000 and that he was not
a depositor of the bank.

The bank officer told him that the bank would need some form of security for
the loan, so the Redneck handed over the keys to a new Ferrari. The car
was parked on the street in front of the bank. The Redneck produced the
title and everything checked out. The loan officer agreed to hold the car
as collateral for the loan and apologized for having to charge 12% interest.

Later, the bank's president and its officers all enjoyed a good laugh at
the Redneck from the south for using a $250 ,000 Ferrari as collateral for a
$5,000 loan.

An employee of the bank then drove the Ferrari into the bank's underground
garage and parked it.

Two weeks later, the Redneck returned, repaid the $5,000 and the interest
of $23.07.

The loan officer said, 'Sir, we are very happy to have had your business,
and this transaction has worked out very nicely, but we are a little
puzzled. While you were away, we checked you out and found that you are a
multimillionaire. What puzzles us is, why would you bother to borrow
$5,000?'

The Texas Redneck replied, `Where else in New York City can I park my
car for two weeks for only $23.07 and expect it to be there when I return?'

and his name was BUBBA!